Investing in precious metals: gold or silver - what to choose in 2025?

Investing in metals: why it's relevant again
The year 2025 began amid geopolitical instability, inflationary pressures and stock market turbulence. In such an environment, there is growing interest in "safe havens" - assets that can preserve capital even in times of economic turmoil. Gold and silver remain among the most affordable and proven risk hedging instruments. But what to choose - gold or silver? Both metals have their own features, pros and cons. Let's go into detail. 
Gold and silver: what are the key differences?

Volatility
Gold has traditionally been considered a more stable asset. Its price is less subject to sharp fluctuations and is more strongly correlated with macroeconomic factors: inflation, interest rates, geopolitics. In times of crisis, demand for gold skyrockets - a fact confirmed both by history (e.g., in 2008 and 2020) and by analytics in recent years. 

Silver is a metal with a dual nature. It is in demand not only as a means of saving, but also as an industrial material, especially in high-tech sectors: solar energy, electronics, medicine. Because of this, its price is more volatile: in periods of economic growth, silver can show impressive growth, but in a downturn, it can fall just as sharply. For example, silver rose nearly 47% in 2020, overtaking gold, but has already corrected sharply downward in 2022.

 
Accessibility
If gold is an asset "for the wealthy", silver is a more democratic entry into the precious metals market. One ounce of gold in early 2025 is worth about $2,300, while an ounce of silver is worth about $27. This makes silver attractive to novice investors and those who want to start with a small investment. 
Also, silver allows for flexible entry into investments: you can build up your portfolio in small batches, diversifying your risks gradually.

 
Storage
From a practical point of view, storing silver is more difficult. It requires more space: for the same amount of investment, the physical volume of silver will be tens of times larger than that of gold. In addition, silver is susceptible to oxidation, which imposes requirements for storage conditions. Gold hardly loses its properties over time and does not require special conditions, making it convenient for long-term storage. 

What to expect from gold and silver prices in 2025?
Analysts at JPMorgan, UBS and Bloomberg forecast a moderate rise in gold prices amid an expected dollar correction and key rate cuts in the United States. It is expected that gold could cross the $2,400 per ounce mark by the end of 2025. The main drivers are growing demand from central banks and institutional investors. 
Silver, on the other hand, may show a more dynamic behavior. Citi analysts expect silver could rise to $30 to $32 an ounce, especially if green energy and energy storage technologies gain momentum. However, the growth scenario depends on global industrial activity - if there is a downturn, demand will fall sharply. 

Combination strategies: is it possible to invest in both metals?
Experienced investors do not contrast gold and silver, but consider them in combination. This balances the portfolio in terms of risk and return potential. The "60/40" strategy is considered popular - 60% of capital in gold, 40% in silver. Such diversification is particularly relevant in an unstable economy. 

Alternatively, you can take a tactical approach: use gold as the "anchor" of the portfolio and silver as the speculative part, with the potential for short-term gains. It is also worth paying attention to investment instruments: physical bullion, impersonal metal accounts, ETF-funds, and investment-grade jewelry. 

Tips for those just starting out
1. Evaluate the goal. If you're looking for a safe means of saving, start with gold. If you're willing to take more risk for the potential gain, add silver. 

2. Do not neglect market analysis. Study the dynamics, follow the news, consult with experts. 
3. Do not invest "all at once". Enter the market gradually, especially if you choose physical metals. 
4. Use trusted price comparison sites. This will allow you to buy at the best price from a reliable dealer, especially when the market is reacting to external events in real time. 

Investing in precious metals is not a "game of luck", but a long-term strategy for preserving and multiplying capital. And may 2025 bring you not only income, but also confidence in the future. 

Tip: compare prices from verified dealers through specialized services - this will make the purchase safe and profitable. Use the Gold Price Club website to quickly compare pricing and margins for buy and sell prices.. Remember you will need to sell back at some point!